Personal banking, your way.

Personal Banking Solutions

You’re busy, and banking is not always top of mind. All the more reason it needs to be simple – we get it! Powered by great technology and personalized service right here, we’re a one-stop shop to make your life easier.

From checking that rewards you, savings for that someday goal, an awesome mobile app, great rates on loans to move your home goals forward, and investment and wealth management services to ensure you’re ready to enjoy them come retirement – we complete your financial picture.

Let’s see how we can help you. Call or message us today.

Let us show you how rewarding it can be to bank local.

Personal Checking

Rainy day. Home project. Retirement. No matter the goal, we'll help you reach it.

Personal Savings

Deposit checks and send money to friends anywhere, anytime with our mobile app.

Mobile App

Unlock the door to your dream house with a dedicated local originator by your side.

Mortgage

Put your home's value to work for you with a home equity line of credit or loan.

Home Equity

We don't just manage assets; we provide goal-focused partnerships for life.

Wealth Management

NMLSR ID: 473214 | Routing Number: 021302554

Member FDIC/Equal Housing Lender

INSURANCE AND INVESTMENT PRODUCTS:

Not a deposit, Not FDIC Insured
Not Insured by Any Federal Government Agency
Not Guaranteed by the Bank
May Go Down in Value

Insurance products are offered through Upstate Agency LLC (South Glens Falls, N.Y.) This agency is a non-bank subsidiary of the Arrow Financial Corporation family of companies and is licensed to sell insurance in New York State and act as an agent for issuing insurers. Insurance policies are obligations of the insurers that issue the policies.