Personal Savings
Make the Most of Your Money
We offer a variety of savings products to help you make the most of your money. Plus, with all of our accounts, you can rely on great local service and online tools that are available 24/7.
Our Savings Accounts
The following additional free features are available for any of the savings accounts listed on the table below:
| Account Name |
Is This Right for You? |
Min to Open/Earn Interest |
Maintenance Fee |
Debit Card |
Withdrawals |
Free Paper Statements |
| Account Name: Easy Savings |
Is This Right for You?: Our go-to account – it’s easy and paperless |
Min to Open/Earn Interest: $100 |
Maintenance Fee: $8/quarter if balance falls below min ($100) |
Debit Card: Upon request; Includes free GFN ATM use |
Withdrawals: Standard* |
Free Paper Statements: No** |
| Account Name: Goal Savings |
Is This Right for You?: Save for vacation, holiday gifts, first house or any personal goal with this special-purpose account; Automatic deposits required |
Min to Open/Earn Interest: $0 |
Maintenance Fee: $0 |
Debit Card: No |
Withdrawals: Withdraw funds when you reach long- or short-term goals, or have us auto-transfer your balance into a GFN account once per year during the month of your choice |
Free Paper Statements: No** |
| Account Name: Premium Money Market Savings |
Is This Right for You?: Good choice for higher balances; Pays tiered interest |
Min to Open/Earn Interest: $1,000 |
Maintenance Fee: $10/month if balance falls below min ($1,000) |
Debit Card: Upon request; Includes free GFN ATM use |
Withdrawals: Standard* |
Free Paper Statements: Yes |
| Account Name: Youth Savings |
Is This Right for You?: For children and teens up to 18; Great way to teach the importance of saving |
Min to Open/Earn Interest: $5 |
Maintenance Fee: $0 |
Debit Card: No |
Withdrawals: Standard* |
Free Paper Statements: Upon request |
| Account Name: Health Savings Account |
Is This Right for You?: Use this account to cover medical expenses; Good supplement to a high-deductible medical plan; Eligibility subject to IRS regulations |
Min to Open/Earn Interest: $100 |
Maintenance Fee: $0 |
Debit Card: Yes, for purchases and ATM use (free at GFN ATMs) |
Withdrawals: Unlimited; Account also comes with starter checks (4) |
Free Paper Statements: No** |
*Unlimited withdrawals via teller or GFN ATM, plus six other withdrawals per month (“other” includes any preauthorized withdrawals; automatic, online or telephonic transfers; and debit card or non-GFN ATM transactions). **Go paperless and avoid fees by signing up for Online Statements.
Other Ways to Save
We also offer fixed-rate Certificates of Deposit (CDs), as well as various Individual Retirement Accounts (IRAs) to
help you save. Visit your local branch to learn more about the options, terms and conditions.
For more information on Personal Savings, contact any of our locations or call (518) 793-4121.