COVID-19 Resource Center

The Advanced Child Tax Credit (ACTC), part of the COVID-19 American Rescue Plan, includes additional stimulus to qualifying families.

Eligible families began receiving payments in July either by direct deposit or check. The payment will be up to $300 per month for each child under age 6, and up to $250 per month for each qualifying child ages 6 to 17. 

The IRS plans to distribute these payments each month through December.

Eligible families should receive a letter from the IRS. Visit irs.gov/childtaxcredit2021 for information on your payment.

The Small Business Administration is no longer accepting new PPP applications. To learn more about other available small business loan programs, visit our PPP Loan page.

To learn more about PPP loan forgiveness as an existing borrower, visit our PPP Forgiveness page.

We are committed to working with you on a personal basis to ease any financial hardship.

To learn the ways we are here to help or to initiate a loan deferral request, please visit our Here to Help page or contact us via our website.

You have a number of ways to bank from the comfort of your home or without going into a branch. We encourage you to take advantage of these convenient options:

• Personal Online or Mobile Banking: Check your accounts, schedule transfers and pay your bills 24/7. The service is free and secure. Download our personal banking app or go online to enroll. If you are already enrolled, rediscover these convenient features by logging in today.
• Business Online Banking: Conduct transactions, transfer funds and set up recurring payments all while monitoring your business accounts. Learn more about getting started.
• On Call Banking: If you don’t have access to a computer, simply dial our On Call Banking number. Once you enroll, you can check your balances, transfer funds and make loan payments all by phone. The service is available 24/7.
• Pay Your Loan Online: Our Loan Payment Center is easy to use, and you can either enroll in the site or make a one-time payment. Use it to pay your Glens Falls National car loan, mortgage, home equity loan or lines of credit, business loans or lines of credit and personal loans.
• Drive-In Service and ATMs: Your local branch offers one or both of these convenient options. ATMs are always available, and you can find your nearest Drive-In options and hours on our Locations page. 
• Call Us: Our Customer Care Center is here to help over the phone at (518) 793-4121. 

The COVID-19 pandemic is still creating opportunities for criminals to commit fraud. There have been more than 132,000 reports of coronavirus-related fraud in 2021 already, according to the Federal Trade Commission (FTC). In New York state alone, the FTC reports more than 47,000 cases of fraud between January 2020 and mid-June 2021. Here are some best practices to protect yourself:

• Do not give out your personal information, including banking information or Social Security number to anyone you do not know
• Watch for fake websites and go directly to trusted URLs instead of using links from social media or other places
• Watch for spoofed emails meant to look like official organizations such as the CDC or World Health Organization, but which actually contain malware
• Use only trusted sources for information about the virus, such as legitimate government sites we have listed in our FAQ section below 
• Use caution with all links and attachments; hover over links before clicking to see where they go

We are closely monitoring the developments, and we continue to take a long-term view of your investment strategy and timeline. Learn more on our Investment Update page.

Here are answers to some common questions:

What precautions are you taking? 

Our lobbies are open with precautions, and we continue to follow the latest health guidance regarding in-person business. If you are unvaccinated, wearing a face covering is required in our lobbies. We also ask everyone to adhere to social distancing recommendations. 

 We encourage our customers to take advantage of our drive-ins, ATMs and digital services.

My loan is due, but I can’t make the payment. What do I do? 

Please stay safe and healthy, and reach out to our team to work through any specifics for your loan. Learn more about how we can help.

What should I do with my investments? 

We are closely monitoring market developments, and we continue to take a long-term view of your investment strategy and timeline. Learn more on our Investment Update page, and reach out to our investment team for personalized guidance.

Where do I call for help? 

We are here to serve you. Please call our main line at (518) 793-4121 for questions about your loan, our remote banking services or other banking questions. If you are concerned about being able to pay your loan, please call (518) 793-8816 or learn more here.

I’m applying for a home loan. What will change for me? 

We are adapting some logistics for the health and well-being of all involved. For mortgages and home equity loans, we are making every effort to perform exterior-only home inspections and limit interior inspections on a case-by-case basis. As we approach closing, we are limiting the number of individuals attending. When possible, we are encouraging people to pre-sign documents, or, in the case of home equity, mail notarized documents in advance of closing. For mortgage questions, please contact your mortgage originator. For home equity, please contact the bank branch managing your loan.

Is my money safe? 

Yes, your money is always safe and secure. Plus, Glens Falls National Bank is a Member FDIC, which means our deposit products are backed by the full faith and credit of the United States government. The standard insurance amount is $250,000 per depositor, per insured bank for each ownership category. That means your deposit accounts are safe with us. Learn more about how our FDIC deposit insurance protects you.

Where can I learn more about COVID-19? 

To learn more about COVID-19 and other precautions you can take, please visit these public health sites:

• Centers for Disease Control
• NYS Department of Health